 |
|
|
legal
update-
Foiling id theft in the military
Identity theft occurs when one person uses the personal
information of another person to commit fraud or
theft. In many cases, identity theft involves someone
using your Social Security number to apply for credit
cards in your name. The thief then runs up credit
card bills, which go unpaid, damaging your credit
record. As a result, you may be refused loans, cars,
and even job opportunities.
Identity theft can pose particular problems for members of the military who are
in active service. Amendments to the Fair Credit Reporting Act allow you to place
a special alert called an active duty alert in your credit report. According
to the Federal Trade Commission, the alert requires creditors to verify your
identity before granting credit in your name. If you cannot be contacted, the
law allows you to use a personal representative to place or remove an alert.
To place an active duty alert on your credit record, call the toll-free fraud
number of one of the three nationwide consumer reporting companies: Equifax,
Experian, or Trans Union. Active duty alerts on your report are effective for
one year, unless you request that the alert be removed sooner. If your deployment
lasts longer, you may place another alert on your report.
 Back
to Articles Main Page
|
|
|
|
Dale,
Bald, Showalter, Mercier & Green, P.A.
200 West Forsyth
Street, Suite 1100
Jacksonville, Florida 32202-4308
|
  
|
|
|
Although
we welcome your telephone calls and emails,
please
note that merely contacting
the firm in this manner will not establish
the attorney-client relationship, nor will
any unsolicited information you send the
firm be treated as confidential. You must
contact one of the attorneys by telephone
and receive authorization before sending
any
confidential information to us.
These
materials have been prepared for informational
purposes
only. The content of this site does not
constitute legal advice nor should
you consider them
as such.
The hiring of a lawyer is an important
decision that should not be based solely
on advertisements.
Before you decide, ask us to send you free
written information about our qualifications
and experience.
Copyright ©2003-Present. Dale,
Bald, Showalter, Mercier & Green, P.A. All
Rights Reserved.
Designed and Hosted by Window
Path Web Services
|
|
|
|
|
